Articles
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A Problem with Deer
The Insurance Institute for Highway Safety issued a report that drivers frequently hit deer and, being large animals, such accidents are a big problem...
Do Renters Need Insurance?
People are renters for different reasons. Regardless whether renting is because of financial necessity or a lifestyle preference, renters often decide...
Is Your Home Underinsured?
Most homeowners have one thing in common: their single, largest asset is usually their residence. Most homeowners are also aware that, regardless where they live, their home faces the chance that...
Vacant vs Unoccupied
First, there IS a difference. The difference between the two is a matter of time and intent. While unoccupancy is a temporary condition and an exception to a residence normally having occupants, vacancy generally...
Non-Owned Auto Coverage
Employees routinely use their own vehicles in their jobs or just to run errands for their employer. Does your company have protection in case of an accident and both your worker and your company are sued?...
Personal Injury Liability
While you might be familiar with the terms "bodily injury" and "property damage" which refer to accidentally harming others or their property (respectively), there is another source of loss faced by most persons called "personal injury."...
Is Your Home Ready for Winter? Part 1 of 3
If you live in a climate that includes cold winters, you know the season creates special challenges for homeowners. In this article, we discuss an icy situation...
Is Your Home Ready for Winter? Part 2 of 3
In this part we discuss an important legal responsibility created for homeowners by the winter season...
Is Your Home Ready for Winter? Part 3 of 3
In this part we discuss a different hazard of the winter season...
Winter Driving , Part 1
Driving safely during the months that include snow, blinding storms, ice and slush takes preparation and the proper mind-set. What considerations do drivers need to make during the coldest of seasons?



















