Articles

In this part, let's talk about making long trips, skidding, actions to take when you're stranded and driving in the right frame of mind.

Hiring and firing practices have become legal minefields that have spurred the development of Employment Practices Liability Insurance (EPLI). It is important that a business has clear policies that are applied consistently to each employee and...

Insurance companies use different sources of information about a person that supplements an application. For auto coverage, motor vehicle reports are ordered. For home coverage, physical inspections may be needed. Another tool that is widely used for underwriting is credit-based scoring. Use of this item remains...

One of the most important actions a person can take to protect against the loss of property is to buy insurance. Under the best of circumstances securing insurance is difficult, taking time to find what type of coverage is needed, how much coverage is necessary, what insurer to deal with and...

Communication can be performed faster, more efficiently and more conveniently than ever before…but we all still struggle with communicating effectively. In many respects our true accomplishment has been to spread confusion at cyber speed.

Depending on the type of car you own and your driving history of tickets and accidents, you are likely insured in the standard or preferred auto market. Both markets cover typical or average cars and operators. This allows insurance companies to use a comfortable set of assumptions about expected losses and repair expenses for developing insurance premiums. However, if you own a classic or antique auto you're in a special coverage situation.

In 2003, an estimated 83,300 children, ages 14 and under, were treated in emergency rooms for burn related injuries.

Some helpful tips on treating a burn.

Although most collision damage waiver (CDW) or loss damage waiver (LDW) fees are considered outrageous, most consumers should consider purchasing the CDW/LDW for short-term rentals.