Kollhoff Insurance Childcare Program
The Childcare Program offers protection for your business with these property and casualty insurance coverages:
| General liability Professional liability Abuse and molestation | Abduction coverage Property Crime |
| Loss of business income Commercial Umbrella |
A Specialized BOP Program For:
| In-home centers Group Centers Night-time operations | Preschools Drop-in centers Head Start Programs | Latchkey operations Before and after school programs |
General Liability |
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| Limits up to $1 million occurrence / $3 million aggregate Automatically includes childcare professional Medical payments coverage of $10,000 per student Medical payments coverage for volunteers Occurrence forms, not claims-made Defense costs outside the limit of liability No BI or PD deductibles Fire legal liability - $200,000 Abduction coverage without BI or PD - $50,000 | Professional License Review Volunteers as additional insureds Building owner as additional insured Optional Coverages: Abuse and molestation coverage Water activities coverage Dog and cat liability coverage for family centers |
Umbrella Coverage |
| Limits up to $5,000,000 Optional abuse and molestation coverage |
Auto, van, bus coverage: |
| Hired and non-owned vehicle coverage* Commercial vehicle coverage available Personal vehicle coverage available |
Property Coverage |
| Replacement cost buildings and contents with $250 deductible Business income and extra expense on an ALS basis including tuition and fees Accounts receivable coverage - $100,000 IN/OUT crime coverage - $2,000 Law and ordinance coverage Sign and glass coverage Equipment breakdown coverage Numerous additional coverage options |